About Rising Phoenix Financial, LLC
We’re here to help you stop playing defense with your money.
Your Wealth, Your Rules
Rising Phoenix Financial, LLC was built for people tired of hearing, "Just max out your 401(k) and hope the market cooperates." We work with business owners, investors, and professionals who want control, options, and resilience-no matter what the economy does.
Meet the Team
Meet the Team
Introducing the Founder, Steve Nipper
Steve is a financial professional, entrepreneur, and former senior project leader with a talent for turning complex systems into simple, repeatable strategies. He spent years leading major technology and innovation projects in the corporate world-coordinating teams, vendors, and emerging tech-before shifting his focus to helping individuals and business owners design resilient financial systems for themselves.
Smart Strategies, Real Flexibility
Today, Steve helps clients:
Turn insurance and cash value into a flexible “family bank.”
Improve cash flow without taking reckless risks
Coordinate business, real estate, and personal planning into one coherent strategy
No Jargon, Just Clarity
“My job is to ask the hard questions, walk you through the math, and make sure you understand exactly how and why your strategy works. No jargon. No blind trust. Just real conversations and solid planning.”
Dennis J. Martinez, Chief Finance Officer & Strategic Partner
Dennis Martinez is a chief finance officer, financial professional, and engineer by training (B.Sc. Engineering Physics, M.S. Finance). Since 2007, he has served as a Quantum Leadership Executive, guiding engineering, financial, and logistical teams through complex, high-stakes environments.
Former NASA Space Robotic Systems Instructor
Extensive experience training astronauts and flight control teams
Recognized for a 25-year track record in strategic leadership and system design
Built to Withstand the Real World
At Rising Phoenix Financial, LLC, Dennis brings deep financial modeling and systems thinking to client strategies. He focuses on:
Stress-testing plans under real-world scenarios
Ensuring business continuity structures actually work when needed
Aligning capital strategies with long-term vision and values
Coaching for Impact, Not Ego
“I enjoy coaching and mentoring financial and other professionals. I’m passionate about rebuilding communities using responsible, renewable resources and bringing people together to improve the planet with the highest ethical integrity.”
Our Philosophy
Money is a tool-not a master. Your strategy should provide freedom, not handcuffs.
Our Approach
Education First
We explain the mechanics before recommending strategies.
Holistic Planning
Business, personal, and legacy planning work together.
Stress-Testing
If the numbers don't hold under pressure, the plan isn't strong enough.
Long-Term Alignment
We partner with clients, not transactions.